Personal Banking

personal-banking

DEPOSIT ACCOUNT SCHEME (Deposit Covered under RBI General Scheme )

Uttrakhand State Co-operative Bank Ltd. (USCB) offers various deposit plans that you can choose from depending on the term period and nature of deposit.
These deposit plans offer convenient solutions to both working individuals as well as senior citizens. Current and saving deposits are ideal for individuals who wish to take advantage of multiple benefits within the same plan and even be eligible to opt for overdrafts.
Apart from competitive interest rates and convenient withdrawal options, our deposit plans offer other features such as overdraft facility, outstation cheque collections, safe deposit lockers, etc.
 

Standard Term Deposit Scheme:

Eligible:

For Individuals single account, Joint account, Illiterate person, Blind person, Clubs, Societies, etc.

Key features:

  • An account can be opened for any period of time ranging from 12 months to 120 months.
  • Minimum amount should be 100.
  • Nomination facility available.
  • In case of premature closure withdrawal shall be 1% below the rate applicable for the period.
  • Loan facility available against STDR.

Salient Features of Deposit Scheme in USCB offers:

  •  Highest security
  • Attractive returns
  • Quick loan facility
  • Nomination facility
  • Demand draft facility
  • Tax benefits
  • High service standers
  • SMS Alerts

Several Methods for Deposit Scheme:

  • For Saving Account
  • For Current Account
  • Fixed Deposit
  • Reinvestment Deposit