The Uttrakhand State Co-operative Bank Ltd. H.O. Haldwani is one of the leading banks in Uttarakhand. It has been our constant Endeavour to provide highest level of services to our customers. Bank provides ATM. facility to their customers. Bank has its own ATM outlet mostly in its all branch. We are committed to opening our more ATM outlets at various places incoming financial year. We also provide RTGS/NEFT & DBTL Services in our branches. The Bank offers a complete range of retail banking services, including retail loans to its customers and Agriculture Loan to farmers through its 15 Cooperative branches.
We have “A” ranking in the field of Co-operative banking as per NABARD norms and internal audit report. The Bank has a network of 15 branches (Fully Automated, Computerized and Air-conditioned) in our state from where we try to reach customers of the state. We are also committed to increase our access to customers by opening new branches at faraway places. The Bank is exploring the possibilities to provide its customers alternate delivery channels.
Our deposit base as on 31.03.2016 stood at 1340.11 cr. The CRAR of the Bank as on 31.03.2016 was 11.35 % and net profit of the Bank at end of financial year 2016 stood at 929.66 lacs.The Bank has an efficient mechanism for NPA management and it has managed to keep net NPA at 0.45 percent of net bank credit. Know Your Customer (KYC)/ Anti Money Laundering norms are followed in accordance to the regulatory norms.
The Bank has provided full security to our loners by covering their assets with insurance and covering their deposit also by deposit insurance. Bank provides Locker facilities to their customers in most of its branches. The Bank gives high priority to customer’s feedback & compliance to strengthen its resolve to be a preferred provider of retail banking services. I would like to place my gratitude to the Board of Directors, share holders and customers for their kind cooperation and patronage.